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Millionaire Mindset: 7 Simple Steps To Set Yourself Up For Success

Living a financially successful life is one of the biggest achievements most of us dream about. We imagine that with more wealth we can buy all the things we desire and live a high quality and happy life.

The reality is that less than 1% of the world’s population are millionaires and the vast majority find it difficult to rise above their current income level. 

Most people wish they could win the lottery and become millionaires overnight. The chances of winning big, however, are extremely low. As that is the case, you can start your financial success journey by developing a millionaire mindset.

What is the Millionaire Mindset?

Voted as ‘Britain’s Best Therapist’ by Men’s Health magazine, Marisa Peer reveals that the secret to financial abundance is developing a millionaire mindset.

In short, the millionaire mindset is a set of empowering beliefs and behaviors that can unlock your mind’s potential and help you reach financial success. 

Over three decades of experience as a hypnotherapist working with CEOs, rock stars, Olympic athletes, and Oscar-winning celebrities, Marisa discovered that all of these successful people have similar powerful beliefs about money. These empowering beliefs are what enable them to effortlessly create a financially abundant life.

The good news is that your mind can be reshaped and reprogrammed to easily adopt these empowering beliefs. In this article, Marisa shares her 7 simple and practical steps you can take today to reprogram your mind and develop a millionaire mindset. 

7 Simple Steps To Developing A Millionaire Mindset

1. Examine your relationship with money

Have you ever thought about your relationship with money? Is money good or bad? Is money your friend or foe?

The truth is, our beliefs, empowering as well as disempowering, have a direct influence on the results we get in life. 

According to Marisa Peer, our beliefs affect our thoughts, those thoughts influence our actions and those actions create our reality.

This is why it is crucial to examine your relationship with money — to discover what money beliefs might be holding you back.

How to examine your relationship with money?

Begin by asking yourself these questions:

  • Are you afraid that one day you will run out of money?
  • What language do you use when you talk about money? Do you say things such as, “money is the source of evil” or “money does not grow on trees”?
  • What emotions are you experiencing when you think about money? Do you experience anxiety or pleasure?
  • Do you think that rich people are bad?
  • Do you believe that you have to work hard to get money?
  • Do you think more money makes you happier?

As you answer the questions above, take note of how you feel when thinking of your answer. In most cases, answers that incur positive emotions indicate empowering beliefs whereas answers that instigate negative feelings such as anxiety, jealousy, or frustration point to disempowering beliefs. 

In order to develop a millionaire mindset, it is important for you to let go of disempowering beliefs and replace them with empowering beliefs that will support your journey towards financial success.


You can do that by learning and practicing affirmations which we will be covering next.

2. Boost your self worth

how to be rich

Do you believe that you will feel more confident about yourself if you have more money or fame?

If so, then you might feel that your self-worth is determined by your net worth, status, or fame. In reality, it is your self-worth that determines your net worth and not the other way around.People with a millionaire mindset believe that having high self-esteem and feeling worthy of financial success is what makes them an abundance magnet.

How to increase your self-worth?

Based on the way your mind works, you can teach your mind to believe you are worthy of financial success by practicing and repeating positive affirmations to yourself.

Here are a few examples of positive affirmations you can use: 

  • I am worthy of success and abundance
  • I am a money magnet
  • I attract wealth effortlessly
  • Wealth and success is always available to me
  • The more I give, the more I receive
  • The universe is abundant; it has more than enough for me and everyone

In order to integrate these positive affirmations into your life, repeat them to yourself every day when you wake up and before you go to sleep.

3. Commit to achieving financial abundance

Many people find it difficult to stay committed to their goals. They often get swept off by life’s demands such as home errands to run, deadlines to meet, and various other things that pop up throughout the day. By the end of the day, they return home feeling tired and too demotivated to do anything. 

The reality is, achieving financial abundance requires a commitment to doing things that bring you closer to financial success. Every action that you take daily will either pave a path closer toward achieving your goals or lead you further away. 

The key here is to commit to taking daily actions that can take you in the right direction.

How to commit to financial success?

Start by asking yourself this question, ‘what do I need to do to achieve financial success?’ You might probably think of budgeting, investing, or educating yourself around the topic. Choose one small goal and commit to it until you reach the finish line.

Here is an example. Let’s say your goal is to invest in stocks. Ask yourself, ‘what is the first step I need to take to achieve this goal?’ You might want to sign up for an investment course or join a seminar. 

Determine the steps you need to take, schedule them in your calendar, and commit to completing them in the next few months. 

4. Practice delayed gratification

abundance mindset

When you are browsing an online store and something catches your eye, do you press the ‘Buy’ button immediately and satisfy that urge inside that says ‘I want it now!’ or do pause and think about it before buying?

Your answer to this question could be an indicator of your financial future.

People with a millionaire mindset usually pause and think before purchasing because they have taught themselves to delay gratification. This requires putting your instant gratification needs aside in order to get a bigger reward later. 

Well, what does delayed gratification have to do with financial success?

According to a Stanford research study, delayed gratification is one of the most important characteristics for success in work, finance, and life.

Walter Mischel, the pioneer of this research, offered a child a choice between eating one marshmallow now (a small reward), or waiting 15 minutes and to get two marshmallows (a bigger reward).

When follow-up studies were performed, the children who put off eating the marshmallow instantly for a bigger reward of marshmallows later ended up getting higher SAT scores, were more socially competent, coped with stress better, and were generally better in many areas of life.

This shows that delayed gratification helps you be more successful in life in general, and this includes financial success. 

The question is, can delayed gratification be learned?


How to practice delayed gratification?

Think of delayed gratification as a muscle. Just as how you would go to the gym to train your muscles, it becomes easier to delay gratification the more you practice it. 

A simple way to practice delayed gratification when it comes to your spending habits is to give yourself some time when you notice the urge to satisfy your need to purchase something. 

Give yourself 24 to 48 hours before you revisit your purchasing decision and you might be surprised to realize that you are not interested in buying that thing anymore. 

Remember, delayed gratification is like a muscle. If you stop acting on your impulses and decide to work for a bigger reward later, soon you will not have to use your willpower as delaying gratification will become second nature.

5. Be productive, not busy

People with a millionaire mindset believe that productivity and focus can help them progress faster towards their goals and create the most results. Productivity is the key to financial success because it enables you to use your time and resources wisely and create tangible results in life.

Many people believe that being busy equals being productive, which is not always the case.

A person that claims to be “busy” can be checking emails, chatting with colleagues, going back and forth between many tasks, and never get to complete the most important things that help them achieve their goals.

On the other hand, a productive person prioritizes important tasks, focuses on completing them, and progresses steadily towards their goals.

Here is a short comparison between a productive person and a busy person.

Productive PersonBusy Person
Has clearly defined goalsHas vague goals
Has a short priority listHas a long to-do list
Delegates tasksDoes everything by themselves
Says ‘no’ to things that do not matterSays ‘yes’ to everything
Focuses on a single taskFocuses on multiple tasks at the same time

How to be more productive?

The first step to becoming productive is making a conscious decision to break up with busyness. 

Tell yourself that you are done with being busy. From today onwards, you will only be productive. 

An effective way to be productive is to pause and ask yourself, ‘Am I being productive or busy?’ 

If you think you are being busy, look through your to-do list, and determine which are the important tasks that give the most value to you. Put them in your priority list and complete them first. 

6. Give more, take less

how to develop a millionaire mindset

Perhaps the most counterintuitive approach in developing a millionaire mindset is understanding the concept that giving more leads to having more.

Adam Grant, an organizational psychologist at Wharton University, studies people who are givers and takers. He reports that givers may not create results in the short run but they are surprisingly successful in the long run. 

Think about it, when you have a friend who cares about you, you are more likely to develop a deep trust and support each other in your friendship and life. Additionally, social connections givers may open many doors of opportunity to them. 

How To Give More And Take Less?

In many cases, we act like takers because of the underlying fear of not having enough to survive. This kind of mentality is called the ‘scarcity mindset’. People with a scarcity mindset believe money is scarce and there are enough resources for everyone. 

In order to train yourself to think aligned with a millionaire mindset instead of a scarcity mindset, ask yourself, ‘how can I help?’ or ‘what can I offer to this person?’

Your mind will shift from thinking only about helping yourself and start to think of how to help others as well. Eventually, you will shift to thinking about how to give more rather than take more.

7. Create an abundance mindset journal

An abundance mindset journal is your guidebook that helps you turn ideas into actionable steps. Your journal can include all of the action steps we have discussed in this article but not limited to:

  • Your relationship with money
  • Empowering and disempowering money beliefs 
  • Positive self-affirmations
  • Gratitude journaling
  • The action steps you commit to
  • Creating a priority list
  • Thoughts to reminders to yourself to give more and take less

Feel free to add more action steps that support you on the journey towards developing a millionaire mindset and achieving your financial abundance. Ultimately, this journal acts as your guide and cheerleader to help you stay focused and motivated. 

An Effortless Way To Unlock Your Millionaire Mindset

marisa peer quotes

Developing a millionaire mindset can be a life-long journey. It takes commitment, effort, and time to train yourself to think and behave like a millionaire. You can support yourself in your journey, by working with your subconscious mind to reprogram your mind to break free from deep-rooted disempowering money beliefs and start attracting abundance easily.

The best way to start this journey is to work with Marisa Peer herself to develop an affinity for abundance by rewiring your mind and learning how to work actively towards your financial goals, amongst a community of like-minded people.

Sound good?


Marisa Peer’s 21-Day Abundance Challenge.

With regular tasks, daily training and meditations, you can learn how to develop the millionaire mindset that will allow you to welcome in wealth and abundance by developing the habits of the wealthy and successful. Click the banner below to find out more and sign-up today.

develop a millionaire mindset with the abundance challenge

Other Methods

Rapid Transformational Therapy® (RTT®) is the latest therapeutic modality that helps you access the root cause of your challenges, reframe disempowering beliefs, and turn them into empowering ones. 

RTT® was developed by world-renowned celebrity therapist Marisa Peer over 30 years, working with thousands of clients all over the world. This modality could help you achieve remarkable results in minimal sessions.

Book a session with an RTT® therapist to reframe your disempowering money beliefs and speed up your journey towards financial success by working with a certified professional.

Alternatively, you can work with Marisa’s pre-recorded Wealth Wiring hypnosis audio or an Abundance audio bundle designed to help rewire your mind from scarcity to a millionaire mindset and helps you attract abundance effortlessly. 



Marisa shares her 30 years of experience as a multi-award-winning therapist to celebrities, top athletes, and even royalty. She is the founder and creator of RTT®, the cutting-edge method and hybrid solution-based approach that can deliver extraordinary transformations.



Start your path with a free gift from Marisa, whether you want to change your career, find your purpose, or experience rapid transformation, there’s a gift for everyone.

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Marisa shares an abundance of free resources and tools to help people grow as part of her philanthropic goals. With a weekly reach of 25 million, follow Marisa’s latest content across her social media channels.


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