Personal Career Development Loan

Personal Career Development Loan (PCDL)

What is a PCDL?

Personal Career Development Loan is a commercial bank loan, offered by the Co-Operative Bank and supported in full by the UK Government. It is designed to take away the worry of repaying your loan whilst you are studying – the government pays your loan interest whilst you are undertaking the course. Please be advised that normal loan application checks (credit checks, residency, ability to repay) apply.

To find out more about this type of loan, click on the link below to be taken to the Gov.UK website.

The website will explain the following, and you can even begin the application process from here:

  1. Overview
  2. Eligibility
  3. How to Apply
  4. Repayments and Interest
  5. Further Advice

Alternatively, click on this link to take you directly to the application page.

BEFORE you submit your application, don’t forget to reserve your space by paying the £250.00 administration fee. You can find the link to this payment page here:


Need HELP in completing the Application Form?

The following screenshots are some guidance on how to select the correct Provider Name and Relevant Course information to complete your on-line application.

Should you need further help completing your application, or guidance on whether this is the best option for you, please contact the National Careers Service on 0800 100 900.

In the initial stages of the application, you will be asked to provide your personal details.

From there, you will then be asked for the Provider Name. Your Provider Name is More Than Enough Ltd. Please note that only 1 provider will show up in the box. Specifically, this will show as More Than Enough Ltd, Private, SW6 6DR, 21518.

Below is a screen shot of this page.

You will also be asked to Select The Relevant Course. The Relevant Course name is MARISA PEER METHOD (PT), 12, Months, Private.

Please select the LIVE CHAT function available on this page to speak to one of our agents should you have issues or questions with this part of the application form.


Please note:

Please note that it only takes approximately 10 minutes to complete the application form.

Also, be advised it can take up to 2 weeks for your loan application to be processed.